Terms of Service

MariBank Tracker (“the app”, “we”, “our”) is a mobile application that reads transaction notification emails from MariBank and SeaBank in your Gmail account and displays your spending data locally on your device.

The app is provided by Kashi (“the developer”). These Terms govern your use of the app and any related services.

You must be at least 13 years old to use the app. By using the app, you represent that you meet this age requirement.

To use the app, you must sign in with a Google account and grant read-only access to your Gmail. You are responsible for:

• Maintaining the security of your Google account
• All activity that occurs through your use of the app
• Ensuring you have the right to access the Gmail account you connect

You may revoke the app’s access to your Gmail at any time through your Google Account permissions.

You agree to use the app only for its intended purpose — personal expense tracking. You agree not to:

• Reverse engineer, decompile, or disassemble the app
• Use the app for any unlawful purpose
• Attempt to gain unauthorized access to the app’s code or systems
• Redistribute, sublicense, or resell the app

MariBank Tracker may offer premium features through a paid subscription. Subscriptions are processed and managed entirely by the Apple App Store or Google Play Store.

• Subscription pricing is displayed in the app before purchase
• Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current billing period
• You can manage or cancel your subscription through your device’s app store settings
• Refunds are subject to the policies of the Apple App Store or Google Play Store

We do not process or store any payment information directly.

All transaction data is processed and stored locally on your device. We do not operate servers that store your financial data. For full details on how we handle your information, please see our Privacy Policy.

Uninstalling the app permanently deletes all locally stored data. We have no ability to recover deleted data.

The app’s use of the Gmail API is subject to the Google API Services User Data Policy, including the Limited Use requirements. The app only accesses emails from specific bank notification senders and does not read, modify, or delete any other emails.

The app integrates with third-party services that have their own terms:

• Google — Sign-in and Gmail API are subject to Google’s Terms of Service
• Superwall — Paywall management is subject to Superwall’s Terms
• Apple App Store / Google Play Store — Purchases are subject to the respective store’s terms

The app is provided “as is” and “as available” without warranties of any kind, either express or implied. We do not guarantee that:

• The app will be uninterrupted, error-free, or secure
• Transaction data will be parsed with 100% accuracy
• The app will be compatible with all devices or OS versions

The app is an expense tracking tool, not financial advice. You should not rely solely on the app for financial decisions.

To the maximum extent permitted by law, the developer shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the app, including but not limited to loss of data, loss of profits, or inaccurate transaction records.

Since all data is stored locally on your device, we are not responsible for data loss resulting from device failure, app uninstallation, or OS updates.

You may stop using the app at any time by uninstalling it and revoking Gmail access. We reserve the right to:

• Discontinue the app or any features at any time
• Terminate access for users who violate these Terms

Upon termination, your locally stored data remains on your device until you uninstall the app.

We may update these Terms from time to time. If we make significant changes, we will notify you through the app or other appropriate means. Your continued use of the app after changes are posted constitutes your acceptance of the updated Terms.

These Terms are governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to conflict of law principles.

If you have any questions about these Terms, please contact us at:

support@kashi.dev